Privacy Policy

1. Introduction

AbePay ("we", "our", or "us") operates the AbePay mobile application and website at app.abepayy.com. This Privacy Policy explains how we collect, use, and protect your personal information when you use our service.

2. Information We Collect

We collect the following information:

• Full name and email address
• Phone number (for M-Pesa transactions)
• Deriv account information
• Transaction history and amounts
• Device information and IP address

3. How We Use Your Information

• To process M-Pesa deposits and withdrawals
• To link and verify your Deriv account
• To send transaction confirmation emails
• To provide customer support
• To prevent fraud and ensure security
• To comply with legal obligations

4. Data Sharing

We do not sell your personal data. We only share your data with:

• M-Pesa (Safaricom) — to process mobile money transactions
• Deriv — to process deposits and withdrawals to your trading account
• Firebase (Google) — for authentication and data storage

5. Data Security

We use industry-standard encryption and security measures to protect your data. All transactions are processed over secure HTTPS connections. We never store your M-Pesa PIN or Deriv password.

6. Your Rights

You have the right to:

• Access your personal data
• Request correction of inaccurate data
• Request deletion of your account and data
• Withdraw consent at any time

7. Data Retention

We retain your data for as long as your account is active. Transaction records are kept for 7 years to comply with financial regulations in Kenya.

8. Children's Privacy

AbePay is intended for users aged 18 and above. We do not knowingly collect data from anyone under 18 years of age.

9. Contact Us

If you have any questions about this Privacy Policy, contact us at:

support@abepayy.com

AbePay, Nairobi, Kenya